Walmart is one of the largest retailers in the world, and it has gained success thanks to its ability to sell a large number of everyday products at affordable prices.
It also makes it easy for its customers to pay.
However, does Walmart accept PayPal?
We will answer everything you need to know about using PayPal on your next trip to Walmart.
Does Walmart Accept PayPal?
You can pay using your PayPal debit card at Walmart stores.
You can also add money to your PayPal account at Walmart stores.
All Walmart stores also have POS systems with NFC (near field communication) technology that allows you to use your Walmart mobile wallet.
A mobile wallet is an app in your phone that stores your payment data and sends it to the POS system with zero physical contact.
The most popular mobile wallets are Apple Pay, Google Pay, and Samsung Pay.
However, you can’t pay for items at Walmart using any of these mobile wallets.
The system only accepts Walmart Wallet.
However, you can add your cards to your Walmart Wallet just like any of the other mobile wallets.
Google Pay and Samsung Pay allow you to add PayPal as a payment method when you want to use your mobile wallet to make payments outside of Walmart (Apple Pay).
Can You Pay Using PayPal Through Walmart’s Online Store?
You can also add PayPal to your wallet on your Walmart.com account.
Once added to your wallet on your Walmart account, you can pay for items through Walmart’s website or app using PayPal.
You can also pay online using the additional payment methods:
- Debit cards
- Credit cards
- Gift cards
- EBT (except in Alaska, Louisiana, and Montana)
To add PayPal as a payment method, start by logging into your Walmart account online.
Once you’ve logged in, you will select “Account” to take you to your account details.
While on the account page, you will select “Wallet.”
On the wallet page, you will select “Add New Payment Method.”
You will then select “PayPal.”
To verify your account, you will be taken to PayPal to log in.
Once you set up PayPal on your Walmart app, you can use it to pay for your items simply.
You will have the option to set PayPal as your default payment method.
However, if you don’t want to do that, you can also set a different payment method as your default and select PayPal when you do want to use it as opposed to your default payment method.
Walmart now offers a subscription service known as Walmart+.
Some of the benefits of having a Walmart+ subscription include:
- Free next-day and two-day delivery (no minimum)
- Free same-day delivery (if available) on orders of $35 or more
- Reduced prescription costs
- Reduced fuel prices
Walmart+ is priced at $12.95 a month or $98 a year.
You can try it for free for 15 days starting today!
Reasons To Shop At Walmart
When people think of major retailers and superstores, they think of Walmart.
Some people assume that Walmart hurts small businesses that can’t compete, but there are a number of reasons to support Walmart and buy products there (while supporting small businesses when you can).
Here are just some of the reasons to buy items at Walmart.
1. Low Prices
As a retail juggernaut, Walmart can sell items at a lower price point compared to many other retailers.
They can do this by purchasing products in bulk numbers at a significantly reduced rate.
2. Many Locations Open 24 Hours
Walmart is in every state throughout the country.
Most cities have a Walmart nearby, which is especially convenient in rural locations that don’t offer many other options.
Not only are there a lot of locations, but many of them are open 24 hours.
The flexible hours accommodate people who work odd hours, such as nurses.
It also gives people an option for late-night emergencies.
Keep in mind that the pharmacy may not be open 24 hours.
However, you can get OTC medication for a sick child or diapers if you run out
3. Huge Selection
You can find just about anything at Walmart. In fact, the retailer sells a shocking 75 million products.
Walmart offers groceries, personal health items, everyday essentials, clothes, office supplies, electronics, hunting gear, car parts, home decorations, kitchen supplies, gift cards, and toys.
It’s the perfect place to stop if you need to restock your fridge and shelves at home, if you need to furnish a new dorm or apartment, or if you need to find a last-minute present.
Some of the surprising things you can purchase at Walmart include:
- Bacon-scented mustache
- Yodeling pickle
- Chia Uncle Si
- Beer-flavored jellybeans
4. Organic And Name Brand Products
Many people assume that Walmart only sells generic products.
However, Walmart recently upgraded the products it sells to give people higher end options.
You will notice the change in the product selection first thanks to the increased number of organic options available.
You won’t need to go to Whole Foods to find organic food.
You will also find more name-brand products when looking at the clothing and electronics.
Walmart stores can generally sell the name-brand products at the same price as other retailers.
What Is PayPal?
PayPal is an online payment system that makes online purchasing easier and more convenient.
More than 360,000,000 people can make purchases from retailers or send money to other PayPal users for products and services, especially if they aren’t set up to take credit cards or debit cards.
PayPal is one of the first online financial transaction processors to gain steam in the industry, and it still has a significant presence in online shopping.
In the third fiscal quarter of 2020, PayPal users made four billion transactions in more than 200 countries.
How to add money to your PayPal account:
- Direct deposit
- Add cash at a retailer (including Walmart)
- Bank transfer
Unless you are adding funds using cash, it will take a few days for the funds to become available to you.
Always add funds to your account balance in advance of when you will need it.
You can pay with your PayPal account online at retailers that accept PayPal.
You can also use the PayPal Cash Card to make payments using funds from your PayPal balance anywhere MasterCard is accepted.
Everyone can get a cash card.
Some of the benefits of using your PayPal cash card include:
- Use at stores that accept MasterCard
- Temporarily lock your card if you misplace it
- Take out cash from your PayPal balance (fees may apply)
- No monthly fees
- No minimum balance
Benefits Of PayPal
There are a number of reasons people prefer to pay via PayPal.
Some of those reasons include the following:
1. Secure Payments
PayPal uses End-to-End Encryption to ensure that the merchant is not able to access your private credit card information, such as the card number, expiration date, and security code.
If the merchant gets hacked, you won’t need to worry about the hackers getting your information.
PayPal offers a convenient solution when shopping online since you can use your PayPal account instead of searching for your card.
It is also extremely convenient for merchants and freelancers who don’t have a way available for clients to pay using a debit card or credit card.
PayPal even organizes information to ensure that you will have clear records of your financial transactions.
3. PayPal Credit
PayPal Credit is a lot like a credit card. It gives you credit to make purchases at retailers via PayPal.
You will defer payments and make monthly payments just like you would with a credit card.
Keep in mind that PayPal credit has a relatively high interest rate of 29.33%, so you may want to use it as a last resort, especially if you have a lower interest credit card at your disposal.
Apply for PayPal Credit on the website.
4. Buy Crypto
Many of us have heard of CryptoCurrency and BitCoin, but most of us don’t understand much about them.
Well, cryptocurrency refers to an online form of currency that offers an alternative to traditional currency.
Many people see cryptocurrency as the way of the future, especially in times when the American dollar may lose value, and many cryptocurrencies have produced a significant return for investors.
However, it can be risky, especially if you don’t have a lot of information about cryptocurrency and how to best invest in it.
PayPal makes it easy to buy Cryptocurrency on their app or website.
The website also offers resources to teach you the basics of investing in cryptocurrency.
It’s a great way to get started!
Types Of PayPal Accounts
There are three types of PayPal accounts depending on your particular needs.
Walmart accepts payments from all PayPal accounts, but you may want to select wisely if buying items for personal use as opposed to making business purchases.
1. PayPal Personal
A PayPal personal account is perfect for people who want to make purchases online using PayPal.
Transactions have a fee of 2.9% of the transaction amount and a $0.30 fee per transaction.
Your name will be on every transaction, and only one person can access the account.
It only offers limited merchant services.
There is no monthly fee.
2. PayPal Business
PayPal Business is an account designed for small businesses.
You can’t accept phone payments or customize your checkout experience, but you can take full advantage of PayPal’s merchant services.
All transactions accrue a 2.9% fee.
There is no monthly fee to set up a PayPal Business account.
3. PayPal Pro
PayPal Pro is specifically designed for larger corporations that get $10,000 or more in sales every month.
To use PayPal Pro, you should expect to pay $30 a month.
You get the opportunity to take phone payments and customize your checkout page.
Payments generate a 2.9% fee as well as a $0.30 fee per transaction.
Create A PayPal Account
In order to use a PayPal account to pay for your items at Walmart, you will need to have a PayPal account.
Use these steps to create a PayPal account.
1. Access PayPal
Access PayPal at the website paypal.com or by downloading the app on your mobile phone or tablet.
2. Click “Sign Up”
You will have the option to select “Sign Up” on the main page.
3. Select Account Type
To sign up, you will need to select the type of account you want to create.
Most people will select to create a “personal” account, especially to make personal purchases at Walmart.
4. Verify Phone Number
Next, you will need to enter and verify your phone number.
Once you have entered your phone number, PayPal will send you a verification code via text.
Enter the code promptly to proceed.
5. Enter Personal Information And Security Information
You will need to enter your personal information and security information.
The personal information you will need to provide include the following:
- Legal full name
- Mailing address
You will also need to select a secure password.
To create a secure password, you will need to pick a password more than eight characters long that includes both lowercase and uppercase letters as well as at least one special character.
You also can’t use words associated with you, such as your name or street name.
6. Agree To Terms And Conditions
PayPal will next ask you to agree to its terms and conditions.
They are pretty standard as far as such agreements go.
However, you can take the time to read through them if you feel the need.
You can also ask a PayPal associate to answer your questions if you need to know something specific.
7. Add Payment Information
Finally, you need to connect your bank account or card information to your PayPal account.
This is where PayPal will deduct funds from when you transfer money to them.
You will select the type of funding you want to add, then enter the details.
Your financial institution will likely need to verify your request to add them to your PayPal account.
Verification varies depending on your financial institution.
It can take days for your bank account or card to become approved.
Venmo is another online financial transaction platform that allows people to send money to each other electronically.
Venmo is actually owned by PayPal.
PayPal tends to be used for business-to-business transactions, while Venmo is geared more toward peer-to-peer transactions.
However, there’s a significant amount of overlap on how people use each payment method.
Walmart does accept PayPal cards at the register.
You can also pay using PayPal if you have PayPal set up as part of your Walmart Wallet.
In addition, PayPal can be used to pay for items you wish to purchase on Walmart’s online store via the website or app.
You can’t use other mobile wallets at Walmart. Setting up a PayPal account and adding funds is easier than you may have expected.
However, expect transactions to take a couple of days, and there may be fees associated with your purchase.